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Terms & Conditions

Before shaking hands with OPTIMISER INFOTECH FINANCIAL SERVICES, kindly read the rules and regulations carefully. This will enhance your power to grow with the company. Further, if you need any information, do contact us on our website www.optimiser.us

Before becoming an associate with OPTIMISER INFOTECH FINANCIAL SERVICES, it is compulsory to read the rule and regulations of the company.



  1. 1. Company will not receive any amount by anyway for joining fee from any person to become as an associate.
  2. 2. Minimum age limit for becoming associate is 18 years and maximum is - No Limit.
  3. 3. A separate ID and password will be given to each associate.
  4. 4. An associate will be eligible for incentives after completing companys initial sale target.
  5. 5. First incentive will be disbursed after 30 days from the date of joining.
  6. 6. Deduction of processing charges will be applicable as per companys policy.
  7. 7. TDS will be applicable as per Income Tax Law.
  8. 8. An associate will have to pay renewal charges after the expiry of one year from the date of its registration.
  9. 9. An Associate should adhere to Rules and Regulations formed by the company. If any of the associate is found guilty or not observing the same, then he will be terminated from the company.
  10. 10. Once, Associate is terminated, he will not be allowing in any activity of the company and his incentives and income will be barred.
  11. 11. The associate shall not compel or induce or mislead any person with false statement / promise to purchase any product of the company or to join the company as an associate.
  12. 12. The company will not be answerable for any Promise, assurance given by any associate to any person, unless it is in accordant with the approved business plan and terms of the company. Hence, the applicant shall go through the website "http://www.optimiser.us/" and the broucher of the company to know the terms and conditions of the company for his better knowledge.
  13. 13. The company can modify the terms and conditions, products, schemes, business and policies, giving timely notice through its website "http://www.optimiser.us/" and will implement on all the associates of the company.
  14. 14. 1% of commission payable to an Associate will be deducted & deposited into Associate Welfare Fund (AWF). this amount will be used for the different welfare schemes for the associates.
  15. 15. Term & Conditions.

  1. 1- Applicable Only uncertainty Accidental Death not natural death.
  2. 2- Nominee mentioned in the form will be applicable for benefit of family secure plan in the absence of nomination or death of member the legal heir of the associate will be eligible.
  3. 3- To claim for the benefit under this scheme documents has to provide death certificate, FIR copy, ID Proof, Proof of Relationship.
  4. 4- Amount of benefit under this scheme will be applicable as per achievement of target of the company at the time of death of the associate.

  1. 1- It will be applicable on 51-70 years old.
  2. 2- In case associate is died before achieve the maturity age i.e. 70 years then his/her spouse will be eligible for the remaining age limit of the associate. Any other member including children of the associate is not eligible for this scheme.
  3. 3- FSI winner has to produce his ID proof, Age proof and Bank details to the company head office. In case of death of winner same documents are required to be submitted of his/her spouse along with some other documents like death certificate, relationship proof.
  4. 4- Amount of benefit under this scheme will be applicable as per achievement of target of the company at the time of death of the associate.

Renewal: An associate will have to renew his/her ID after expiry of one year from its registration date by paying nominal charges as applicable.


  1. 1. Any person who wants to become our associate has to fill an application form and abide by the rule and regulations of the company.
  2. 2. Associate has to promote the sales of company’s products and awareness programmers.
  3. 3. Each associate will be given separate ID to check his down line status and his own incentives.
  4. 4. Any associate can earn in the company by making direct sale of the products or on the sales made by the associates in his down line.
  5. 5. He can promote only 4 new associates in his down line directly i.e. 2 in left side and 2 in right side.

*If there is any type of complaint regarding company or its associates, it should be informed at the companys complaint section at Head Office.
Deductions: TDS will be deducted from the incentives as per Income Tax rules. Other deductions will be applicable as per companys policy